Working Process

Finding the new way to invest

Make investing easier and Business Owners have capital to grow

How it works

Investor

Opening Online account to invest in SME/HouseHold Loans

Lendbiz

Loan filter, Document signing, Disbursement and Loan collection on behalf on Investors

SME/HHB

Using Loans and Repay investors the Principal and Interest

The Process

Loan Apply

Enterprises/Households apply for Loan will be consulted by our specialist and asked to provide a list of documents depending on the Loan products.

SCREENING Borrowers

Enterprises/Households may only be introduced to Investors after they have passed strict appraisal steps. Lendbiz combines experience and technology to build a 4-step screening system with more than 100 evaluation criteria. The Appraisers directly meet and interview the Business Owners to assess the Reputation, Financial Capacity and Business Model of the Enterprise/Household Business.

Các Doanh nghiệp/Hộ kinh doanh chỉ được giới thiệu với Nhà đầu tư sau khi đã vượt qua các bước thẩm định chặt chẽ. Lendbiz kết hợp giữa kinh nghiệm và công nghệ để xây dựng hệ thống 04 bước sàng lọc với hơn 100 tiêu chí đánh giá. Các Chuyên gia thẩm định trực tiếp gặp và phỏng vấn các Chủ kinh doanh để đánh giá về Uy tín, Năng lực tài chính và Mô hình kinh doanh của Doanh nghiệp/Hộ kinh doanh gọi vốn.

INVEST & Fund Disbursed

Investors log into the system, review information and select borrowers. When capital requirement is met, Lendbiz will disburse the registered amount of each Investor. On behalf of the Investor, Lendbiz will draft, sign and archive all legal documents.

Lendbiz’s system allows Investors to easily place orders or manage their portfolios. Automated investment tools allow Investors to maximize benefits by letting the system search and place orders automatically according to selection criteria.

COLLECTION & REINVESTMENT

On the Due date, borrowers will pay back the principal and interest to the Investors. Upon receipt, Lendbiz’s system will automatically allocate the fund to Investors’ accounts. Investors may opt to cashout or reinvest.

To maximize the benefit, over 80% of Lendbiz Investors choose to reinvest the receivement. With a high yield rate from 15-20% pa, Investors will increase the profit rate to 15.47 – 21.47% pa if they continuously reinvest monthly. Compound Interest is the power to maximize the Investor’ earnings.